Troy Segal is an editor and writer. She has 20+ years of experience covering personal finance, wealth management, and business news. Toby Walters is a financial writer, investor, and lifelong learner.

Neal has more than 20 years of experience in financial and business journalism covering retail investing, airlines, pharmaceuticals, healthcare, sustainability, technology, and retail. He has worked ...

We independently review everything we recommend. When you buy through our links, we may earn a commission. Learn more› By Samantha Schoech and Mari Uyehara The clock is ticking to buy Christmas gifts, ...