One in four 20-year-old Americans will be disabled before they reach age 67, according to the Social Security Administration. This reality underscores the need for long-term disability insurance (LTDI ...

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This transcript was prepared by a transcription service. This version may not be in its final form and may be updated. J.R. Whalen: Hey, Your Money Briefing listeners, this is J.R. Whalen. Here at YMB ...